Monday, November 26, 2012

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Friday, November 23, 2012


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Sunday, November 25, 2012

Health Insurance Exchanges May Be Too Small to Succeed ...

Dana P. Goldman is the director of the Leonard D. Schaeffer Center for Health Policy and Economics at the University of Southern California. Michael Chernew and Anupam Jena are professors of health care policy at Harvard University.

With the re-election of President Obama, the Affordable Care Act is back on track for being carried out in 2014. Central to its success will be the creation of health-insurance exchanges in each state. Beneficiaries will be able to go a Web site and shop for health insurance, with the government subsidizing the premiums of those whose qualify. By encouraging competition among insurers in an open marketplace, the health care law aims to wring some savings out of the insurance industry to keep premiums affordable.

Certainly, it is hard to be against competition. Economic theory is clear about its indispensable benefits. But not all health care markets are composed of rational, well-informed buyers and sellers engaged in commerce. Some have a limited number of service providers; in others, patients are not well informed about the services they are buying; and in still others, the quality of the service offerings vary from provider to provider. So the question is: What effect does insurer competition have in a marketplace with so many imperfections?

The evidence is mixed, but some of it points to a counterintuitive result: more competition among insurers may lead to higher reimbursements and health care spending, particularly when the provider market ? physicians, hospitals, pharmaceuticals and medical device suppliers ? is not very competitive.

In imperfect health care markets, competition can be counterproductive. The larger an insurer?s share of the market, the more aggressively it can negotiate prices with providers, hospitals and drug manufacturers. Smaller hospitals and provider groups, known as ?price takers? by economists, either accept the big insurer?s reimbursement rates or forgo the opportunity to offer competing services. The monopsony power of a single or a few large insurers can thus lead to lower prices. For example, Glenn Melnick and Vivian Wu have shown that hospital prices in markets with the most powerful insurers are 12 percent lower than in more competitive insurance markets.

So health insurance exchanges are probably welcome news for hospitals, physicians, and pharmaceutical and medical device companies throughout the United States. If health insurance exchanges divide up the market among many insurers, thereby diluting their power, reimbursement rates may actually increase, which could lead to higher premiums for consumers.

Ultimately, economic theory predicts that the effect of insurance exchanges on insurance premiums will depend on two offsetting factors. On one hand, smaller, less-consolidated insurance companies may have less bargaining power with large hospitals, physician groups and pharmaceutical companies, which traditionally command substantial market power. Reimbursements to these parties, as well as costs to insurers, may rise in a fractionated market, and if so, these costs would be passed on to consumers as higher premiums. On the other hand, exchanges may inject competition into the marketplace, reducing premiums as even the smallest insurer can market its plans, forcing larger insurers to lower their premiums to remain competitive. Which theoretical effect will dominate in reality is an open empirical question with important policy implications.

There is some evidence on how insurer market power affects premiums. Leemore Dafny, Mark Duggan, and Subramaniam Ramanarayanan have found that greater concentration resulting from an insurance merger is associated with a modest increase in premiums ? suggesting that concentration may not help consumers so much ? although they did report a reduction in physician earnings on average. Over all, however, the evidence is limited and mixed.

A simple analysis of the nationwide growth in premiums over the last decade is illustrative. Using 2001-10 data from the National Association of Insurance Commissioners, we examined the relationship between insurer market power (defined as the market share of the two largest companies) and changes in premiums. We found that concentration of insurer power ? hence less competition ? was not significantly associated with higher premiums, as can be seen in the chart below.

Hawaii is a good example. Kaiser Permanente and Blue Cross Blue Shield together controlled more than 90 percent of the insurance market in 2001. In this highly concentrated market, the average premium rose only 72 percent over the decade, compared to an overall increase of 135 percent nationwide. By contrast, Virginia had one of the most competitive markets in 2001, with its two largest insurers controlling only 25 percent of the market, yet premiums in the state increased nearly 140 percent over the period.

Greater competition in the insurance industry ? either through health insurance exchanges or other measures ? may not lower insurance premiums. Weakening insurers? bargaining power could instead translate into higher costs for all of us in the form of higher premiums.

In financial markets, we ask if banks are too big to fail. When it comes to health care, perhaps we should ask if insurers are too small to succeed.

Source: http://economix.blogs.nytimes.com/2012/11/23/health-insurance-exchanges-may-be-too-small-to-succeed/

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Decree by Egypt's Mursi raises rights concerns: U.N.

GENEVA (Reuters) - Egyptian President Mohamed Mursi's decree granting himself extended powers raises very serious human rights concerns, U.N. Human Rights Commissioner Navi Pillay's spokesman said on Friday.

Mursi's announcement was welcomed by his allies but prompted fears among secular-minded Egyptians that the ruling Muslim Brotherhood aimed to dominate the new Egypt.

Among its other provisions, the decree states that all decisions taken by Mursi until the election of a new parliament are exempt from legal challenge. It also orders a retrial of former President Hosni Mubarak and his aides.

"We are very concerned about the possible huge ramifications of this declaration on human rights and the rule of law in Egypt," Pillay's spokesman Rupert Colville told a news briefing at the United Nations in Geneva.

"We also fear this could lead to a very volatile situation over the next few days, starting today in fact."

Colville did not specify which parts were most worrying but said the decree had many aspects to it so it would take time to analyze fully.

He said Pillay's office may put out a full statement later on Friday or on Saturday.

(Reporting by Tom Miles; Editing by Angus MacSwan)

Source: http://news.yahoo.com/u-n-very-concerned-human-rights-egypt-mursi-111707978.html

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No. 2 Alabama steamrolls Auburn 49-0

TUSCALOOSA, Ala. (AP) ? No. 2 Alabama really owns the state now.

AJ McCarron passed for four touchdowns and Eddie Lacy rushed for 131 yards and two scores to lead the Crimson Tide to a 49-0 beatdown of rival Auburn on Saturday in the most lopsided Iron Bowl in 64 years.

The Crimson Tide (10-1, 7-1 Southeastern Conference) clinched the Western Division title outright and a spot in the conference title game against No. 3 Georgia with the winner likely getting a national championship shot.

None of that will come as easily as this one. Auburn (3-9, 0-8) completed the worst season for any team within two years of winning an Associated Press national title in what might have been the last game for embattled coach Gene Chizik.

The biggest Iron Bowl margin was Alabama's 55-0 victory in 1948.

Source: http://news.yahoo.com/no-2-alabama-steamrolls-auburn-49-0-235451444--spt.html

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Saturday, November 24, 2012

Usuario:AdrielNottingham1594 - Educaci?n ambiental

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Affiliate Marketing -- Make Money Online Rapidly

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UK energy deal triples renewable subsidy by 2020

LONDON (Reuters) - Britain will triple subsidies for low-carbon power generation by 2020 after its coalition government this week forged a compromise over how to fund wind farms without harming the future of gas-fired power.

The compromise became possible after the government agreed to postpone until 2016 setting a target for decarbonisation, which was opposed by many members of Prime Minister David Cameron's Conservative Party. The target is the extent to which carbon emissions are to be reduced by 2030.

The deal is expected to boost the share of renewables in Britain's energy mix to 30 percent by 2020, outpacing European Union targets of 20 percent, and create thousands of new jobs.

"Today we've reached a landmark agreement on energy policy that's going to deliver a clear, durable signal to investors," Cameron's spokeswoman said.

Under the agreed Levy Control Framework, spending on renewable power generation will increase to 7.6 billion pounds a year in real terms by 2020, from the current 2.35 billion pounds, to reduce dependence on gas.

The renewable spending plans will be funded through further rises in household energy bills, which are increasingly unaffordable for many consumers.

Responding to criticism from the British media, Cameron's spokeswoman said the shift toward renewable energy was not the main contributor to higher energy bills, which she said was due to high gas prices and infrastructure investment.

"While the proportion of people's bills will slightly increase in terms of the green aspects, actually when it comes to 2020, the net impact will be that people's bills will fall," she added.

Others were less convinced.

"The proposals are very negative for consumers," Liberium Capital, a London-based investment bank said.

"At face value a 7.5 billion pounds nominal rise in low carbon support could equate to an 80 pounds (20 percent) per household bill increase," it said.

Renewable spending will be focused on rewarding low-carbon power producers like renewables, nuclear and fossil fuel plants fitted with carbon capture and storage technology, a Department of Energy and Climate Change (DECC) spokesman said.

Divisions over spending plans between energy minister Ed Davey and Chancellor George Osborne have delayed key agreements over energy policy at a time of painful austerity measures introduced by the government.

NEW JOBS, INVESTMENT

The new agreement paves the way for the introduction of the Electricity Market Reform (EMR) Bill next week.

Industry group RenewableUK said the plans would create tens of thousands of jobs, bring forward at least 40 billion pounds of private sector investment and allow for a massive expansion of the UK's renewable energy sector.

"The government needs to maintain this momentum in the forthcoming Energy Bill (or EMR)," Renewable UK's Chief Executive Maria McCaffrey said.

"Those investors put 2.5 billion pounds into the industry this year - this will now increase exponentially," she added.

The extra investment announced on Friday will see renewables' share of the energy mix rise from 11 percent now, driven primarily by the 31 gigawatts of wind energy to be installed by 2020.

The spending increase will also help to support new nuclear power and the commercial use of untested carbon capture and storage technologies, the government said.

"This is a durable agreement across the coalition (government), against which companies can invest and support jobs and our economic recovery," Davey said in a statement.

However, environmental group WWF said the postponement in setting a decarbonisation target represented a failure of leadership.

"Having a 2030 decarbonisation target is nothing that Mr Cameron's government should be afraid of, given that it is a key requirement to deliver the legally binding Climate Change Act commitments, which Mr Cameron played such a key part in delivering," WWF's David Nussbaum said.

Nussbaum added that engineering companies such as Spain's Gamesa and Germany's Siemens, who want to invest in the UK's renewable supply chain, need clear long-term government commitments before entering the market.

GAS OPPORTUNITIES

Reforms are required to attract the 110 billion pounds of low-carbon energy investment that the government says is needed to replace ageing electricity plants fuelled by gas, coal and nuclear, up to a fifth of which face retirement this decade.

However, the EMR bill could be a boon for the gas industry.

"EMR is obviously focused on low carbon, but today's announcements give as much to gas-fired generation as to renewables and nuclear," said Ben Stansfield, senior associate specialising in energy at law firm Clifford Chance.

The government on Friday committed to establishing a system whereby backup power plants, mainly gas-fired, are paid to be ready to fill supply gaps created when the wind does not blow or demand rises during peak time.

Auctions for backup power plant operators will start in 2014 to provide backup capacity in 2018/19, the government said.

(Additional reporting by Mohammed Abbas; editing by David Goodman and Anthony Barker)

Source: http://news.yahoo.com/energy-deal-triples-renewables-subsidy-2020-082641283--finance.html

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Friday, November 23, 2012

Violence in cities; Mubarak deja vu?

CAIRO (Reuters) - Angry youths hurled rocks at security forces and burned a police truck as thousands gathered in central Cairo to protest at Egyptian President Mohamed Mursi's decision to grab sweeping new powers.

Police fired tear gas near Tahrir Square, heart of the 2011 uprising that toppled Hosni Mubarak at the height of the Arab Spring. Thousands demanded that Mursi should quit and accused him of launching a "coup".

There were also violent protests in Alexandria, Port Said and Suez.

Mursi on Thursday issued a decree that puts his decisions beyond any legal challenge until a new parliament is elected. Opponents immediately accused him of turning into a new Mubarak and hijacking the Egyptian revolution.

"This is the point of no return for Mursi. He has dug himself deeper in a hole and won't know how to get out of it," said Ahmed Saleh, an activist who said many would stay in Tahrir square until Mursi withdrew the decree.

"The people want to bring down the regime," shouted protesters in Tahrir, echoing a chant used in the uprising that forced Mubarak to step down.

The United States, the European Union and the United Nations expressed concern at Mursi's move.

Mursi's rivals condemned him as an autocratic pharaoh who wanted to impose his Islamist vision on Egypt.

The president's aides said the decree was intended to speed up a protracted transition to democracy that has been hindered by legal obstacles

"I am for all Egyptians," Mursi said on a stage outside the presidential palace, adding that he was working for social and economic stability and remained committed to the revolution.

JUDGES MEET

Egyptian judges will meet on Saturday to respond to Mursi's move, which put him above the judicial oversight. The judges could threaten to go on strike, which would bring the judiciary to a halt.

Some non-Islamist political parties called for a million-strong march on Tuesday to demand that Mursi rescinds his decree.

But Islamist parties, including the Building and Development Party, accused Mursi's opponents of undermining the democratic process that brought him to office.

"Those calling for the downfall of President Mohamed Mursi have rejected democracy because President Mursi has been democratically elected by popular will," the party said in a statement. Mursi's decree would "save the revolution from the remnants of Mubarak's regime", it said.

Buoyed by accolades from around the world for mediating a truce between Hamas and Israel in the Gaza Strip, Mursi on Thursday ordered that an Islamist-dominated assembly writing the new constitution could not be dissolved by legal challenges.

Mursi, an Islamist whose roots are in the Muslim Brotherhood, also gave himself wide powers that allowed him to sack the unpopular public prosecutor and opened the door for a retrial for Mubarak and his aides.

TURBULENCE AND TURMOIL

The president's decree has consolidated his power but looks set to polarize Egypt further, threatening more turmoil in a nation at the heart of the Arab Spring.

In Alexandria, north of Cairo, protesters ransacked an office of the Brotherhood's political party, burning books and chairs in the street. Supporters of Mursi and opponents clashed elsewhere in the city, leaving 12 injured.

A party building was attacked by stone-throwing protesters in Port Said, and demonstrators in Suez threw petrol bombs that burned banners outside the party building.

Although Washington has praised Egypt for its part in bringing Israelis and Palestinians to a ceasefire on Wednesday, it expressed reservations about Mursi's latest move.

"The decisions and declarations announced on November 22 raise concerns for many Egyptians and for the international community," State Department spokeswoman Victoria Nuland said in a statement.

The European Union urged Mursi to respect the democratic process, while the United Nations expressed fears about human rights.

"The decree is basically a coup on state institutions and the rule of law that is likely to undermine the revolution and the transition to democracy," said Mervat Ahmed, an independent activist in Tahrir protesting against the decree.

Leading liberal Mohamed ElBaradei, who joined other politicians on Thursday night to demand the decree was withdrawn, wrote on his Twitter account that Mursi had "usurped all state powers and appointed himself Egypt's new pharaoh".

Almost two years after Mubarak was toppled and about five months since Mursi took office, Egypt has no permanent constitution, which must be in place before new parliamentary elections are held.

An assembly drawing up the constitution has yet to complete its work. Many liberals, Christians and others have walked out accusing the Islamists who dominate it of ignoring their voices over the extent that Islam should be enshrined in the new state.

(Additional reporting by Tom Miles in Geneva and Sebastian Moffett in Brussels; Editing by Giles Elgood)

Source: http://news.yahoo.com/egypts-mursi-called-pharaoh-seizing-powers-124541106.html

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Casino: EU to partner betting industry in education campaign

The European Commission will co-finance an educational campaign targeting professional sportspeople on the risks linked to match fixing. The programme will run with the financial [?]

Source: EU to partner betting industry in education campaign
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Thursday, November 22, 2012

Permanent TSB makes ?64m loss on disposal of loan portfolios ...

The regular audience on here will be aware of the prediction that Permanent TSB, the 99.5% state-owned bank, will run out of cash by April 2013 when it needs redeem significant bonds UNLESS the bank can dispose of assets beforehand or it gets an additional bailout. Yesterday, PTSB issued a statement to the stock exchange confirming that it has sold ?351m of loans (net of provisions and write-offs at February 2012) for a total of ?287m. This means that PTSB will need book a further loss in its books of ?64m, and may arouse suspicion that the price is a fire sale price forced on PTSB by its imminent obligations to redeem significant bonds in January and April 2013.

The buyers of the loans are identified in the PTSB release?as a SPV called ?Consumer Auto Receivables Finance Limited? and a ?global bank?. It is understood that Deutsche Bank is behind both, and industry insiders have raised eyebrows at the involvement of Deutsche Bank is these loans, the majority of which are understood to be car finance loans, because car finance is not an area in which Deutsche Bank specializes.

In addition, there has been a management buy-out of a PTSB unit, Permanent TSB Finance Limited. The management set up a new company called ?First Citizen Finance Limited? and all staff in the PTSB unit are expected to transfer to the new company. The new company is contracted by the buyer of the loans to service the loans. ?Management buy-out? ?might be a grandiose term for this transaction as PTSB has said the sale was for ?a nominal consideration?.The unit which was bought out by management made a ?16m loss in 2011, according to the statement, but it is unclear if that includes loan impairments and the operating profit of the businesses was not disclosed.

So, did a bank into which we have to date shoveled ?4bn and which we own 99.5% execute a financially stupid transaction? Was the sale price for the loans of ?287m a ?fire sale price? forced on the company by the need to repay bonds in January and April 2013. And was selling a unit to management for ?a nominal sum? a good deal for PTSB? Davy Corporate Finance again advised PTSB and how much did they get paid on the transaction? How were the portfolios marketed so as to maximize value? Can we expect Deutsche Bank, which doesn?t specialize in car finance, to flip the assets and make a quick windfall profit?

Given that Minister Noonan keeps on telling us the details of these transactions in banks which we practically own are commercially sensitive, who knows, who can tell.


Source: http://namawinelake.wordpress.com/2012/11/22/permanent-tsb-makes-e64m-loss-on-disposal-of-loan-portfolios/

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Column: SEC needs to be flagged for soft schedule

ATHENS, Ga. (AP) ? Christian Robinson is a competitor. Naturally, the Georgia linebacker would like to see how the Bulldogs stack up against the best teams from around the nation.

Not to mention, he loves checking out new places.

But, when you play in the Southeastern Conference, those experiences don't come along very often. You see, the nation's top football league is content to sit on its laurels, scheduling a bunch of cupcakes instead of behaving like a champion.

Its motto could be, "Have bus, will travel," because outside the conference there's rarely any reason to break out a plane.

"There are a lot of guys who've never flown on a plane before," Robinson said. "I remember going out to play Colorado a couple of years ago, seeing the mountains. I had never been out there before. There's more than just football on the line in those kind of games. There's a lot of different experiences that ? who knows? ? you may never get to experience again."

Enough already.

It's time for the SEC to be penalized in the rankings.

Personal foul, refusing to play enough tough teams.

This season, the 14-team SEC has a grand total of 14 non-conference games against opponents from the other so-called major conferences. And four of those are pretty much mandated by in-state rivalries ? an early season meeting between Kentucky and Louisville of the Big East, plus Saturday's games against three Atlantic Coast Conference opponents: Georgia hosting Georgia Tech, Florida traveling to Florida State, and South Carolina playing at Clemson.

Mississippi State and Texas A&M didn't schedule anyone from another Bowl Championship Series conference. The only SEC teams that played more than one were Vanderbilt, which lost to Northwestern (Big Ten) and travels to Wake Forest (ACC) on Saturday, and newcomer Missouri, which apparently has yet to learn how the game is played since it met both Arizona State (Pac-12) and Syracuse (Big East).

Last weekend was downright embarrassing, a Saturday full of games that passed for an SEC-FCS Challenge. The biggest, baddest conference in the land beating up a bunch of lower-division schools that don't have the athletes, scholarships or funding to make it anything close to a fair fight:

Alabama 49, Western Carolina 0. Georgia 45, Georgia Southern 14. Auburn 51, Alabama A&M 7. Texas A&M 47, Sam Houston State 28. Kentucky 34, Samford 3. Florida 23, Jacksonville State 0. South Carolina 24, Wofford 7.

The whole day was a spectacle unbecoming of such a mighty league.

But the SEC is making no apologies.

"Our conference schedule is tough enough," South Carolina coach Steve Spurrier said Wednesday. "We don't need to go play Oregon and Stanford and those kind of teams unless we want to lose a bunch of games."

Wow, is the SEC running scared?

Probably not.

But the league is intent on protecting the lofty records of its best teams, and it's hard to argue with the results. Six straight national championships. A good shot at a seventh with No. 2 Alabama and No. 3 Georgia in the thick of things this season.

"If we keep playing the top teams from other conferences, our record isn't going to be near as good," Spurrier said bluntly. "In our business, it's all about the record. There's no playoff, so it's whatever your record is. If you play all the best teams around the country and only beat four of them, everybody is going to be mad at you. But if you play some people you can beat and win nine or 10, everybody is happy.

"It's whether you want to be happy or want to play a whole bunch of tough teams."

Granted, no one is taking on any and all comers.

A case can be made that the Big 12 is just as guilty of this gimme mentality, with only seven non-conference matchups against BCS opposition this season. But that's a 10-team league that plays nine conference games, one more than the SEC, leaving far fewer chances and less flexibility to pick up quality opponents.

The Pac-12 (11 games against other BCS teams) is in a similar situation, with a nine-game conference schedule and two fewer members than the SEC. The Big Ten also has two less schools (for now), which means its 14 out-of-conference games against BCS opposition carries more weight than the same number from its counterpart to the south.

The two weakest leagues have by far the toughest non-conference schedules. The ACC is taking on 21 BCS opponents, while the eight-member Big East has 15 such games. Much of that is out of necessity, since hardly any of those schools can just throw open the doors and expect 90,000 fans in the stands no matter who the home team is playing ? which is the case at SEC powerhouses such as Alabama, Georgia and LSU.

Perhaps the most troubling thing about the SEC is the unwillingness to venture very far from home.

Vanderbilt is the lone school going outside the conference's 11-state footprint, and one of those trips is for Saturday's game in neighboring North Carolina. The September trip to suburban Chicago to face Northwestern is the only time an SEC team has ventured north of the Mason-Dixon line or, for that matter, west of Dallas (Alabama faced Michigan in the season opener at Cowboys Stadium).

This is nothing new, either.

Florida hasn't played a non-conference game outside the sunshine state since a trip to Syracuse ? in 1991! Georgia went more than four decades without playing a regular-season game outside the confines of old Confederacy (if Kentucky is included) until a 2008 game at Arizona State.

No other league comes close to being that provincial. The Big Ten, for instance, has nine games outside its state boundaries this season. The ACC plays 13, the Big East 11.

This is not meant to cast doubt on the SEC being the strongest conference of all.

But it's time to start ranking the teams more on who they're playing and less on reputation. There's some truly horrid squads in the SEC this season, and not nearly the top-to-bottom depth as past years. Tennessee and Kentucky are both winless in conference play and have already fired their coaches. Auburn is also 0-7 in the SEC and might be down to its final days with Gene Chizik at the helm.

Even so, if Alabama and Georgia win this week ? and both are heavy favorites ? the SEC will be assured of having a shot at another national title. Never mind that it's hard to see how Bulldogs, especially, deserve to be in such a lofty position.

Georgia (10-1) has defeated only two top-division teams with winning records, No. 6 Florida and Vanderbilt, and the loss was a blowout ? 35-7 at South Carolina. No team has ever won a national title with such a lopsided defeat on its record. Yet here are the Bulldogs, two wins away from playing for the biggest title of all.

They should give thanks to the schedule.

___

Paul Newberry is a national writer for The Associated Press. Write to him at pnewberry(at)ap.org or www.twitter.com/pnewberry1963

Source: http://news.yahoo.com/column-sec-needs-flagged-soft-schedule-010619581--spt.html

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Wednesday, November 21, 2012

Dont allow risk to have a negative impact on the operation of your ...

Risks encircle every company, & the probability for loss is great. Workplace environment always changes while facing isolated responsibilities, & risks from the external business environment. You cannot estimate to eradicate all risk; however, you are requisite to protect people as far as plausibly practicable. Every employer wants to have a secure workplace.

A business risk is a situation, factor, or issue that may have negative impact on the operation of a company. It can be the result of internal circumstances, as well as some external factors. Business risks can be avoided by following some steps like by training employees on how to deal with customers & what to do when they are presented with a complex situation. Protect your secret business information, so that it may not be sneaked in, damaging your future business deals. Keep a paper copy of every deal that your business makes. Proper management will result in creating stability between resources, & securities that will keep the degree of business risk.

Workplace violence has appeared as an significant safety & health issue today in the world business. It is the responsibility of the employers to offer a safe work environment for the employees. One general reason of workplace injury is slips, or falls. Most injuries of this nature are avertable. Frequently conducting an evaluation to identify any risk is an effective way to avoid incidents.

It is essential that all employees wear any required safety equipment at all times while in the workplace. Strapping shoes with non-skid soles should be worn. Employers must start, & make compulsory a dress code that includes suitable footwear. Examine the work area, & judge whether the lightning is sufficient to allow safe navigation. Provide emergency lights in a nearby location in case of a power outage. Use plug-in emergency lights that stimulate when the power is broken up. Provide flashlights in some suitable locations.

Companies must train all employees who can breathe, inhale, absorb, & gulp dangerous substances. They should be educated approximately the materials, & equipment they use. Managers should moreover think approximately how the materials could harm a visitor. People should be aware to wear complex hats in construction areas, effective goggles, earplugs, masks, or useful suits if they are visiting a plant. Manufacturers should provide training on how to use their utensils. Moreover, local law enforcement officers can assist by providing classes, such as how to tackle workplace risks.

Do not leave cables sprawling on the floor. Use a cable shipshape, or move the tools away from pedestrian areas. Make sure computer cables are properly packed. Make sure that tools, containers, debris, & power cables do not create a hazard. Display highly visible signs warning of any possible hazard.

It is essential that the workplace should be appraised on a regular basis & all safety rules should be imposed. Train employees occasionally to update them on new values. By carefully reviewing all of these risk factors, an employer can assist to protect valuable staff from work-related injury. Once you are aware of the office mechanisation related injuries, & illnesses that the employees face, you can better prevent them.

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Source: http://yemenparliament.org/dont-allow-risk-to-have-a-negative-impact-on-the-operation-of-your-company.html

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Big News From Mars? Rover Scientists Mum For Now

NASA's Mars rover Curiosity dug up five scoops of sand from a patch nicknamed "Rocknest." A suite of instruments called SAM analyzed Martian soil samples, but the findings have not yet been released. NASA/JPL-Caltech

NASA's Mars rover Curiosity dug up five scoops of sand from a patch nicknamed "Rocknest." A suite of instruments called SAM analyzed Martian soil samples, but the findings have not yet been released.

Scientists working on NASA's six-wheeled rover on Mars have a problem. But it's a good problem.

They have some exciting new results from one of the rover's instruments. On the one hand, they'd like to tell everybody what they found, but on the other, they have to wait because they want to make sure their results are not just some fluke or error in their instrument.

It's a bind scientists frequently find themselves in, because by their nature, scientists like to share their results. At the same time, they're cautious because no one likes to make a big announcement and then have to say "never mind."

The exciting results are coming from an instrument in the rover called SAM. "We're getting data from SAM as we sit here and speak, and the data looks really interesting," John Grotzinger, the principal investigator for the rover mission, says during my visit last week to his office at NASA's Jet Propulsion Laboratory in Pasadena, Calif. That's where data from SAM first arrive on Earth. "The science team is busily chewing away on it as it comes down," says Grotzinger.

SAM is a kind of miniature chemistry lab. Put a sample of Martian soil or rock or even air inside SAM, and it will tell you what the sample is made of.

Grotzinger says they recently put a soil sample in SAM, and the analysis shows something earthshaking. "This data is gonna be one for the history books. It's looking really good," he says.

Grotzinger can see the pained look on my face as I wait, hoping he'll tell me what the heck he's found, but he's not providing any more information.

So why doesn't Grotzinger want to share his exciting news? The main reason is caution. Grotzinger and his team were almost stung once before. When SAM analyzed an air sample, it looked like there was methane in it, and at least here on Earth, some methane comes from living organisms.

But Grotzinger says they held up announcing the finding because they wanted to be sure they were measuring Martian air, and not air brought along from the rover's launchpad at Cape Canaveral.

"We knew from the very beginning that we had this risk of having brought air from Florida. And we needed to diminish it and then make the measurement again," he says. And when they made the measurement again, the signs of methane disappeared.

Grotzinger says it will take several weeks before he and his team are ready to talk about their latest finding. In the meantime he'll fend off requests from pesky reporters, and probably from NASA brass as well. Like any big institution, NASA would love to trumpet a major finding, especially at a time when budget decisions are being made. Nothing succeeds like success, as the saying goes.

Richard Zare, a chemist at Stanford University, appreciates the uncomfortable position John Grotzinger is in. He's been there. In 1996, he was part of a team that reported finding organic compounds in a meteorite from Mars that landed in Antarctica. When the news came out, it caused a huge sensation because finding organic compounds in a Martian rock suggested the possibility at least that there was once life on Mars.

"You're bursting with a feeling that you want to share this information, and it's frustrating when you feel you can't talk about it, "says Zare.

It wasn't scientific caution that kept Zare from announcing his results. It was a rule many scientific journals enforce that says scientists are not allowed to talk about their research until the day it's officially published. Zare had to follow the rules if he wanted his paper to come out.

He did break down and tell his family. "I remember at the dinner table with great excitement explaining to my wife, Susan, and my daughter, Bethany, what it was we were doing," says Zare. And then he experienced something many parents can relate to when talking to their kids.

"Bethany looked at me and said, 'pass the ketchup.' So, not everybody was as excited as I was," he says.

Zare says in a way, scientists are like artists. Sharing what they do is a big part of why they get out of bed in the morning.

"How many composers would actually compose music if they were told no one else could listen to their compositions? How many painters would make a painting if they were told no one else could see them?" says Zare. It's the same for scientists. "The great joy of science is to be able to share it. And so you want to say, 'Isn't this interesting? Isn't that cool?' "

For now, though, we'll have to wait to see what's got Mars rover scientists itching to say what they found.

Source: http://www.npr.org/2012/11/20/165513016/big-news-from-mars-rover-scientists-mum-for-now?ft=1&f=1007

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Looks N Money has it all for capturing the Grade A2 500 metres race ...

Looks N Money has it all for capturing the Grade A2 500 metres race at Sheffield

Trying their luck with the total prize money of ?110 in the Grade A2 500 metres flat race are, Gerros Anfield, Donnas Boe, Kildrenagh Ace, Looks N Money, Freddy Thelegend and Broomhill Zoomy. The 500 metres flat challenge will be staged at Sheffield on Tuesday, 20th November.

The most favoured entry for the race, Looks N Money, will break out of the trickiest trap, the black coloured stall, however the connections have associated their hopes with the success owing to the dedicated struggle of the black bitch to stay consistent with her rankings.

?Her last six outings have culminated into success, seconds scores and also a third position.

The R. Warren trained secured the Grade A3 Book Now At www.owlertonstadium.co.uk on 15th October, 2012 at Sheffield over 500 metres. Racing in the white of the third stall, the four-year-old did not wait for long to set into a high gear and then managed retaining the lead right till the wire. It took her 29.76 seconds to nail the race.

Her charge of the final half-length had Taranis Black finishing right behind.

After qualifying as the runner-up in the very next outing, the dark bitch once again took off from the same box in the Grade A3 Pick Six Jackpot Starts Here on 26th October, 2012 at Sheffield over 500 metres.

The favourite entry sped up right after breaking from the gate and stayed glued to her leading role until she made it to the wire in 30.52 seconds. Coming at terms with the second position after losing the race by ? of a length was, Russelena Dixy.

As if Hades Rocket?s daughter had kept turns with the first and then the second position, she finished next to the best on 3rd November, 2012.

Looks N Money then proved her potential in the Grade A2 Night Continues At Napoleons Casino Race on 9th November, 2012 at Sheffield over 500 metres.

Racing out of the third trap, the four-year-old out of, Rockmount Euro, made sure that she had distanced herself from the rest of the lot and then led on for the wire, sealing the fate of the race in 29.34 seconds.

The views expressed in this article are the writer's own and in no way represent bettor.com?s official editorial policy.

Source: http://blogs.bettor.com/Looks-N-Money-has-it-all-for-capturing-the-Grade-A2-500-metres-race-at-Sheffield-a202722

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Judge says celebrity marriages are bad role model - Marilyn Stowe ...

I very much enjoyed reading this weekend about the marriage of two of my favourite TV celebrities David Mitchell to Victoria Coren. I loved the photos and thought her dress was gorgeous. Equally well-known brother Giles Coren, who writes amusingly in The Times of his own marriage and newly arrived child with another on the way, gave her away. ?David Mitchell tweeted his followers (of which I am one) about how blissfully happy he is. So I had a wry smile, when in the same newspaper yesterday I read a thunderous warning about the perils of emulating celebrity marriage, from a High Court Judge.

Are celebrity marriages more prone to fail than the relationships of us more ordinary folk? Mr Justice Coleridge appears to believe so, and said that young people should not try to emulate the marriages of the rich and famous because they are ?even less able to sustain long-term healthy relationships than the rest of us?.

Earlier this year Sir Paul Coleridge set up the Marriage Foundation, a group dedicated to the promotion of long term relationships within marriage. It has just published a report claiming that celebrity marriages are twice as likely to end in divorce as the rest of us ? the divorce rate over a ten year period is 40 per cent compared to only 20 per cent for non-celebrities. The report was based on the outcomes of 572 high profile celebrity weddings which have taken place since 2000. One in ten of the marriages were over within two years.

The judge, who was a family law barrister for 30 years before becoming a high court judge 12 years ago, said in his introduction to the report:

?The worrying feature of these statistics is the picture they paint to those who regard the celebrity lifestyle as something to be admired and copied for its own sake. These are, after all, the role models upon which many, especially young people, fashion their lives. Aspiration for happiness built on celebrity lifestyle is, it seems, dangerously flawed.?

For heaven?s sake! This is such a negative ?perspective! Marriage is an exciting commitment for all of us and it can work. The Beckhams, one of the most celebrated couples on the planet seem to be doing all right along with plenty of other celebrity couples who are still married despite living lives in a virtual goldfish bowl with all manner of temptation around them. Only today for instance, David Walliams and his wife Lara Stone announced they are happily expecting a child.

By all means, as I have done on many occasions in the past, criticise high profile couples who live together without ever actually tying the knot. Surely it is they who are perpetuating the myth about common law marriage and misleading people into thinking cohabitation is a glamorous, settled and viable alternative to traditional marriage.

The reality in law, which does not come across in glossy magazines, is that living together creates absolutely no legal relationship or rights under English and Welsh law. And with it often comes disaster if the relationship breaks down and the poorer party (usually the woman) has no job, no home, no pension or income of her own and faces penury.

But as to marriage, why shouldn?t the weddings of the rich and famous be shared with us to enjoy? Doesn?t every bride dream that one day, she too will have her own dream day? And don?t magazines like Hello! or OK! sell millions of copies round the world precisely because they know we all like to share close up in the happiness of famous (often royal) couples getting married ? I just cant see what?s wrong with it.

Notwithstanding the fact that most couples are now choosing to live together than ever before, and the numbers of couples marrying is dropping like a stone, Mr Justice Coleridge is still unhappy that visions of celebrities leading an ?idealised life? create ??a false expectation within the participants that in some way their relationships will be better, easier and, above all, more exciting than the average.?

We aren?t that daft surely?

Aren?t celebrities who choose to share their weddings across the magazine pages sending a message to their audiences and readers that marriage is still something special, something to be aspired to? That even though it?s so much easier not to commit, that love deserves to celebrated by marrying?

And isn?t celebrating marriage precisely what the Marriage Foundation was set up to do?

Meanwhile of course, Royal Weddings are the most hyped of all. The billions who tuned in to watch the wedding of William and Kate are testimony to that. How we loved the glamour of such a spectacular wedding, the beautiful dress, the stunning church and glamorous guests. And is there anyone who doesn?t remember the newly weds waving gaily to the crowds of cheering well wishers who thronged the Mall as they began their married life together in the vintage Aston Martin? Romantic? Certainly. Beyond our own reach? Absolutely . Will it last? Who knows?

Does anyone ever know whether their marriage will last when they get married?

My husband and I watched Charles and Diana get married in 1981. We sat together on our settee, watching it on television, thoroughly enjoying the spectacle. At that time, that wedding too was the most hyped on the planet and it delivered in magnificent style. ?Emulating the royal couple later that afternoon, we went to a local hotel and booked our own wedding!

The glamour of that royal wedding day had ?encouraged us to get married. It had sent the most positive messages to us; and although tragedy engulfed the marriage of the Prince and Princess of Wales, I am pleased to say, 30 odd years later, we are still married.

Photo by?ADoseofShipBoy?under a Creative Commons licence

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Source: http://www.marilynstowe.co.uk/2012/11/19/judge-says-celebrity-marriages-are-bad-role-model/

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Tuesday, November 20, 2012

IBM supercomputer simulates 530 billion neurons and a whole lot of synapses

IBM supercomputer simulates 530 billion neurons and a whole lot of synapses

IBM Research, in collaboration with DARPA's Systems of Neuromorphic Adaptive Plastic Scalable Electronics (SyNAPSE) program, has reached another brain simulation milestone. Powered by its new TrueNorth system on the world's second fastest supercomputer, IBM was capable of crafting a 2.084 billion neurosynaptic cores and 100 trillion synapses -- all at a speed "only" 1,542 times slower than real life. The abstract explains that this isn't a biologically realistic simulation of the human brain, but rather mathematically abstracted -- and little more dour -- versions steered towards maximizing function and minimizing cost. DARPA's SyNAPSE project aims to tie together supercomputing, neuroscience and neurotech for a future cognitive computing architecture far beyond what's running behind your PC screen at the moment. Want to know more? We've included IBM's video explanation of cognitive computing after the break.

Continue reading IBM supercomputer simulates 530 billion neurons and a whole lot of synapses

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The Engadget Interview: RIM CEO Thorsten Heins on BlackBerry 10, QWERTY keyboards and changing cultures (video)

The Engadget Interview Thorsten Heins on BlackBerry 10, QWERTY keyboards and the changing culture at RIM video

January 30th, 2013 marks the beginning of a new era for RIM. It will put to rest those doubters who questioned whether the company could survive long enough to complete its painful transition away from BlackBerries past and onto BlackBerry 10. The question then becomes what the market will do with this wholly new OS -- whether RIM can be more successful at regaining its former smartphone stature than Microsoft has thus far proven to be with its own mobile OS reboot. If there's one person who has put more thought into that situation than any other its RIM President and CEO Thorsten Heins, a man who will be celebrating something else in January: his first anniversary at the top. How has culture changed at RIM over that year and what can we expect from the company in the weeks and months to come? Answers to those questions and more in our full interview below.

Continue reading The Engadget Interview: RIM CEO Thorsten Heins on BlackBerry 10, QWERTY keyboards and changing cultures (video)

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The Engadget Interview: RIM CEO Thorsten Heins on BlackBerry 10, QWERTY keyboards and changing cultures (video) originally appeared on Engadget on Mon, 19 Nov 2012 14:30:00 EDT. Please see our terms for use of feeds.

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Sunday, November 18, 2012

Men's Basketball Open Thread: Washington

Thomas has 75 points in 3 games. He's well on his way to having an awesome season.

We all know why Kentucky sold the place out last year. They only care about basketball and most of their fans probably don't even know they have a football program. Unfortunately though, I know a fair share of OSU fans who don't care about basketball, which is a shame.

The Duke game November 28th @ Cameron Indoor should be a good early season test to gauge where this team is at.

Source: http://feedproxy.google.com/~r/ElevenWarriors/~3/zFach3Ye84k/mens-basketball-open-thread-washington

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Left with tornado damage, Cordova blaming FEMA

CORDOVA, Ala. (AP) ? Officials in the old Alabama mill town of Cordova say the money to demolish buildings damaged by tornadoes a year and a half ago remains mired in red tape.

Mayor Drew Gilbert says the Federal Emergency Management Agency is constantly seeking explanations and documentation, and holding up the process.

The town's main street looks about the same as it did the deadly tornadoes ripped across the southeast in April 2011, with battered red bricks and broken glass littering the pavement.

FEMA officials say they're only doing their job in Cordova, documenting damaged buildings and covering all the details before providing money to tear them down. The agency says there are historically significant structures that require careful consideration.

?

?2012 Associated Press. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.

Source: http://www.cbs42.com/content/localnews/story/Left-with-tornado-damage-Cordova-blaming-FEMA/e5M3vzsEAUSZELxhVcizQg.cspx?rss=2272

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